No Surprises
Our Goal is to Maximize Your Insurance Benefits

When it comes to costs of any sort, none of us like surprises. Our policy is to tell you, before any treatment, what your investment will be and to make definite financial arrangements before we begin. After your initial examination, diagnosis, and consultation, we will review our recommended treatment plan and estimated cost with you. We will also offer alternatives and their costs.
Occasionally, we may modify the treatment plan and its estimated cost somewhat as therapy progresses. This happens only if additional treatment or changes become necessary.
We offer many ways for you to plan for your treatment. We accept all major credit cards, as well as personal checks. As much as we can, we will personalize your treatment plan to fit your budget, and we’ll work with your insurance to maximize your dental benefits. We are a preferred provider for most dental insurance plans, which means important savings for our patients.
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- Ask About Our Prepay Courtesy (for fees over $500):
For treatments that exceed $500, there is a 5%
a discount on the total treatment fee if paid at the time/or before the first the first appointment is made. - Care Credit®: website: http://www.carecredit.com/
CARE CREDIT® offers a full range of No Interest and Extended Payment Plans for treatment fees from $1 to over $25,000. Our office offers a 6-month no-interest plan. The electronic qualification process available takes only minutes.
Six months (In-House Financing)
In-house financing is only available for patients of record (at least one year). The total patient obligation may be divided as follows: 40% due at the first treatment visit, with the remaining balance split into six monthly payments after the first treatment visit. A valid credit card and your authorization for recurring payments must be on file for this financing option to be available. - Pay as You Go:
For treatments that extend over a long period of time (more than 6 months), you can pay as you go, with the last payment due before the final appointment. - Forms of Payment and Balances Due:
In order to facilitate access to the very best health care possible, you may choose from any of the following (including any combination thereof): Cash, Visa, MasterCard, American Express, Discover, Money Order, Personal Checks, CareCredit®. Balances over 60 days will incur a finance charge of 15.99% APR. - No Insurance? No Problem!
- With our in-house Dental Plan, we have removed the financial stress of visiting the dentist twice a year. For less than 50 cents per day ($184/yr) you will no longer be required to pay every time you go in for your routine check-up and cleaning. In addition, you’ll receive a 30% discount on virtually every service we provide. Families will receive a discount for spouses and children in the same household! Call our experts today to hear more about this phenomenal coverage option!
- Ask About Our Prepay Courtesy (for fees over $500):
- Insurance
We’re happy to help you maximize your insurance benefits by completing your claim forms. If your carrier is up to date (in over 80% of cases), the claims will be transmitted electronically before the end of the treatment day! As a courtesy, in addition to filing the claim, we will initially ask only for your estimated co-payment, if you prefer. Please understand that this is only an estimate, based on the information available to us by phone at the time we contact your insurance.
The range of benefits depends solely on what your employer wishes to purchase. Some plans cover as little as 30% or as much as 100% of dental services, with most falling in the 50% to 80% range. The financial obligation for dental treatment is between you and our office. The insurance company is responsible to you, and not to our office. We will assist you in any way that we can (including our brand new high-tech electronic claims submission). Once your carrier has paid the claim, any difference will be due upon receipt of our statement. If for any reason, we have not received your insurance carrier’s payment 90 days after the claim, the remaining balance will be due and payable by you and subject to 15.99% APR.